HSA and FSA eligible

Use HSA/FSA Money at Ice Barrel

  • 1. Fill Your Cart!


    Add HSA/FSA-eligible items to your cart, open up your cart, and press "Check out"

    Shop
  • 2. Select Sika


    Select "Sika - Pay with your HSA/FSA" as your payment method at checkout and click Pay Now

    If you do not see this option, ensure you are not logged in to a Shop Pay / Shopify Account (try checking out as guest)

    You will then be redirected to Sika Health’s website to complete the LMN process

  • 3. Apply for an LMN


    Fill out 2-minute survey to ensure you qualify

    Information you submit will only be shared with a qualified healthcare professional for consideration

  • 4. Enter your HSA/FSA Card Details


    Supplementary partial payment can also be added via Credit/Debit

  • 5. Press “Complete Purchase”


    You will then see a Purchase Confirmation

  • 6. LMN Approval


    Upon LMN Approval, you will receive via email a copy of your LMN & purchase receipt

    If your LMN is rejected for some reason, you will be notified that your LMN was rejected and both your HSA/FSA and supplementary payment cards will receive refunds, and then your order will be cancelled. If you’re still interested in the items, please start a new order.

  • 7. Your Order Ships!


    Once your LMN is approved, your order will ship within the current ship times for the products you ordered.

Frequently

asked questions

What is a Letter of Medical Necessity?

An LMN, or Letter of Medical Necessity, is like a doctor’s note. It’s issued by a healthcare provider to outline the medical reasons why a particular product or service is medically necessary for an individual’s health, and qualifies your purchase to be HSA/FSA eligible. LMNs demonstrate that an expense is needed to diagnose, treat, or alleviate a medical symptom, rather than for general health or wellness purposes.


Why do I need a Letter of Medical Necessity to purchase Ice Barrel’s products?

If you want to use your HSA/FSA funds to purchase Ice Barrel’s products, you’ll need a Letter of Medical Necessity (LMN), and we’ve partnered with Sika to help you with this.


Certain products are eligible for purchase with HSA/FSA funds if they treat, cure, prevent, diagnose, or alleviate a medical need. For instance, items like bandaids are always eligible as they serve a solely medical purpose.

However, there are “dual-eligible” products that can be used for general health and wellness or for specific medical purposes—if recommended by a healthcare provider based on your individual needs. Take iron supplements, for example; many use them to support their overall health.

Yet, for someone with anemia, iron supplements become crucial. In such cases, individuals can use their HSA/FSA funds if their healthcare provider issues an LMN, recommending the supplements specifically to address their anemia.


How long does it take to get approved for a Letter of Medical Necessity?

Sika’s healthcare provider team strives to provide a response within 12 business hours after you submit your LMN intake forms.


What information will I need to provide for a Letter of Medical Necessity?

To see if you’re a candidate for a Letter of Medical Necessity, similar to other telehealth experiences, you’ll be asked to share your name, contact information, date of birth, and information about the symptoms you are experiencing and your medical history. We will also verify your phone number and ask you to upload a photo ID to verify your identity. 

The information you provide in the LMN process will be kept confidential and shared only with our healthcare providers to evaluate your eligibility for an LMN. For more information, see our privacy policy.


How long is a Letter of Medical Necessity valid for?

Letters of Medical Necessity are valid for 12 months from the day they are signed and written.


How do I submit my Letter of Medical Necessity to my HSA/FSA provider?

After you complete a purchase using an LMN, you will need to submit your Letter of Medical Necessity and your receipt to substantiate the purchase if you paid with your HSA/FSA or to get reimbursed if you paid with your credit/debit card. To do this:

  1. Log into your HSA/FSA account on your benefit administrator’s website 
  2. Find the Reimbursement or Claims section 
  3. Upload your receipt and Letter of Medical Necessity


Your administrator will process and evaluate your claim. Please note that some HSA/FSA benefits administrators may incorrectly deny reimbursement, so before purchasing a product with an LMN you should consider contacting your administrator to determine if your purchases will be covered/reimbursed. You can learn more about what is eligible here.

If you are having trouble locating your itemized receipt or LMN, please contact Sika at support@sikahealth.com